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The California Insurance coverage Commissioner has ordered Trip Assured to stop doing enterprise in the state of California. This Tennessee-based travel insurance company was apparently defrauding organizations. But Trip Assured claims that what they were promoting in California was not travel insurance coverage. The Commissioner finds their claim undeniable because what they had been selling could easily fall into the insurance coverage category or definition. Trip Assured 's major advertising and marketing target is senior citizens.

California decided to take action as soon as notice was taken that other states like Michigan, Texas, Florida, and North Carolina had been taking equivalent actions against Trip Assured. Upon further investigation, Trip Assured denied 30 claims in California and there were 76 claims filed against them (in the final 36 months) with the Far better Company Bureau (BBB). However the BBB states that these claims were addressed by Trip Assured though these that filed the claims would not agree with that assessment of the situation. There are also other travel insurance businesses that have claims filed against them which is unfortunate because the travel insurance industry is expanding quickly, particularly for these costly holiday trips. The BBB in Tennessee has now revoked their (Trip Assured) membership - you would think that would mean a thing given that the firm is based in Tennessee.

Here is an example from a single of the claims created against Trip Assured. Sylvia Resnick is a senior citizen that booked a trip just for herself to Europe as well as a cruise even though in Europe. She bought Trip Assured by way of her travel agency at the time of booking the trip. It had taken her a long time to save up for the vacation that was to be that trip of a lifetime. During the holiday, she suffered critical back injuries and had to cancel the cruise. As soon as she arrived property she saw her doctor and obtained a doctors note that stated that she could not continue with the cruise due to the injury. As necessary by the policy she sent that note to Trip Assured expecting to be paid out under the terms of the agreement. It came as a total shock when they denied her claim and therefore did not return her income.

There are two queries right here. The 1st is why would an insurance business that is supposedly aimed at satisfying their clientele put this senior citizen through this? The second query is how could the BBB view this situation (and circumstances just like this) as resulting in a satisfactory outcome?

Be really cautious the next time you invest in trip insurance. For these of you who have currently purchased Trip Assured, you can contact their bank. It is 1st National Bank of Tennessee and the hotline quantity is 931-707-3561, but that hotline is only efficient for MasterCard clients, but contact nonetheless to see what non-MasterCard clients should do. Hours of operation are 6 am. to 2:30 pm. Pacific Time. If you want to make a complaint, make contact with the state Department of Insurance coverage at 800-927-4357 or you can file a complaint on-line at ppi claims ppi reclaim uk ppi claims letter